February 11th, 2018 at 5:41 PM ^
February 11th, 2018 at 6:17 PM ^
February 11th, 2018 at 8:31 PM ^
Hey, that is my line!!! [Wojo voice]
February 11th, 2018 at 5:43 PM ^
February 11th, 2018 at 8:07 PM ^
February 11th, 2018 at 8:54 PM ^
February 11th, 2018 at 9:37 PM ^
Dude just stop. This is why you got sent to Bolivia. Your lucky so far that your account hasn't been totally nuked.
February 11th, 2018 at 5:47 PM ^
Income minus expenses equals positive number then on the right track.
Try to make the number more positive by increasing income or decreasing expenses
Win the game
February 12th, 2018 at 10:21 AM ^
then you just borrow money you don't have from an institution that doesn't have any either (they just print it and pretend like it has some value) and keep barrelling forward.
February 11th, 2018 at 5:48 PM ^
February 11th, 2018 at 6:24 PM ^
February 11th, 2018 at 5:50 PM ^
There is a free version, and a pay version. The pay one links to your bank.
February 11th, 2018 at 7:10 PM ^
February 11th, 2018 at 6:00 PM ^
Mint is more passive but also my preferred app.
February 11th, 2018 at 6:01 PM ^
I also recommend the Mint app
February 11th, 2018 at 6:01 PM ^
February 11th, 2018 at 10:50 PM ^
February 11th, 2018 at 6:12 PM ^
February 11th, 2018 at 6:15 PM ^
February 11th, 2018 at 6:25 PM ^
Sure, anything Excel or Excel-related is all fun and games until you have to try and master the VLOOKUP function and accidentally reference the wrong column in a spreadsheet, then your entire budget is "N/A", but that's OK because in some months that is the correct answer anyway.
February 11th, 2018 at 6:50 PM ^
February 11th, 2018 at 7:03 PM ^
February 11th, 2018 at 7:09 PM ^
February 11th, 2018 at 8:34 PM ^
Try power query as it is a free add-on in Excel 2016, I love it!
https://support.office.com/en-us/article/introduction-to-microsoft-powe…
February 11th, 2018 at 7:13 PM ^
February 11th, 2018 at 7:45 PM ^
February 11th, 2018 at 8:47 PM ^
yes. see my the message that was being replied to from me.
edit-. yup. went right over my head. ill take my licks.
February 11th, 2018 at 7:27 PM ^
February 11th, 2018 at 8:44 PM ^
February 11th, 2018 at 6:19 PM ^
February 11th, 2018 at 6:31 PM ^
February 11th, 2018 at 6:32 PM ^
February 11th, 2018 at 9:05 PM ^
February 11th, 2018 at 6:33 PM ^
Is actually advice of "don't spend more than you make." You'll always come out ahead.
February 11th, 2018 at 7:39 PM ^
February 12th, 2018 at 2:17 PM ^
Life is best lived on OPM, Lever Up!
February 12th, 2018 at 4:29 AM ^
Certainly true!
Even better than "don't spend more than you make", is "learn to live poorly and happily."
My mother grew up extremely poor in Ireland, and even though she has a nice faculty position at the University, still takes the bus to work so she can read and say hi to the bus driver every day (my dads mad she only puts like 1500 miles/yr on the car he bought for her!).
Books are cheap and you can take you places no airline (or SpaceEx) can go. Musical instruments last forever, and you keep getting better with age, and the ladies seem to like it. Walks are free, and according to doctors the best medicine in the world. Dogs and cats have the highest guaranteed ROI on the planet according to my projections. And cooking your own food is both a joy, more delicious, and cheaper--plus its a great way to trick friends into coming over (restuarants and bars are great to become a regular at too, with moderation). Smiling and being friendly costs very little and makes you feel great.
Making money, saving and investing are necessary, and a fun game if thats what floats your boat (and there's nothing wrong with being a workaholic either), but sometimes it turns into "majoring in the minor things, and minoring in the major things", and "penny-wise, dollar-dumb", and people forget that the point of saving and investing is so you can be free to do what you want, by learning the value and power of both money (keyword: compound interest) and your own time that it takes to make it.
February 12th, 2018 at 7:18 AM ^
Thank you for this post! These are the kind of posts I love about Mgoblog.
February 11th, 2018 at 6:34 PM ^
He has common sense advice that will get your finances in great shape. You will not regret it!
February 11th, 2018 at 6:40 PM ^
February 11th, 2018 at 8:05 PM ^
February 11th, 2018 at 6:35 PM ^
February 11th, 2018 at 6:35 PM ^
February 11th, 2018 at 8:32 PM ^
February 11th, 2018 at 8:48 PM ^
yeah thats fair.
I keep a daily tracker in my head and debit my excel file at night. probably not ideal but its worked for me for years.
February 11th, 2018 at 6:52 PM ^
Always used a legal pad. Your mileage may vary.
February 11th, 2018 at 6:57 PM ^